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HomeTown Bank, N.A. is a commercial bank serving the cities of Galveston, Friendswood, League City, Alvin, and Pearland, Texas. The bank's business is oriented toward serving the financial needs of its customers, both personal and business. The community bank employs approximately 100 full time equivalent persons.  HomeTown Bank received its national charter and began operations in 1966, originally as Bank of Galveston. The bank changed its name in 1999 to HomeTown Bank, National Association to reflect its expansion to serve cities other than Galveston. The bank's deposit accounts are insured under the Federal Deposit Insurance Act up to applicable limits. The bank is a member of the Federal Reserve System and the Federal Home Loan Bank. HomeTown Bank's broad range of business and personal banking services include mobile and online banking, and the bank is a member of the ATM networks offering worldwide access. Lending options include commercial real estate, construction and expansion loans, consumer installment loans, resident real estate and home improvement loans, HomeTown Bank has a long history of consist leadership on its board, with members who themselves have been highly successful in local businesses. As a community bank, HomeTown Bank focuses and prides itself in local decisions,  local commitment and involvement, and local investment for the betterment of the municipalities in which we reside

Fax: 832-201-6740
Each day, 10,000 Americans turn 65 - Welcome to Medicare you wonderful Baby Boomers!
Each day, 26,000 Americans turn 26 - Welcome to having your own Health Care Coverage you Millennials!

I am a Trusted Health Plan Adviser providing comprehensive Medicare Solutions and Federal Qualified Health Plan options . Today's marketplace offers many companies and options from which to choose. Making the right choice can be overwhelming and complicated. Making the wrong choice could have grave health and financial consequences. I help my clients through every step of the process, tailoring a solution appropriate to their individual needs. Medicare and Healthcare coverage are not "one size fits" all choices.
Whether you have been on your parents' insurance, have had previous coverage from an employer, are new to Medicare, or have had Medicare insurance for years, it is always a good idea to work with a licensed agent to review your options and guide you to your best choice. There is never a cost for our services.

My success is defined by the personal care and attention I give to every client. My philosophy is making your best interest my best interest. The result and reward is having clients for life who confidently recommend and entrust their friends, family and colleagues to me for guidance, knowing they are in good hands.

Joint Heirs Fellowship Church


Non Denonimational, multi-cultural, Christian church.


Kelli Owens resume and experience speaks for itself when comparing her industry knowledge with her peers.  25+ years in various positions from buying and selling property as a licensed realtor and real estate investor, managing title offices as a licensed escrow officer, assisting buyers as a licensed loan officer and oversight of a Fortune 500 Mortgage Operation in Houston speaks to her broad industry exposure and insight.  

Have Title Issues or Questions- She can ensure smooth and seamless closings.  
Facing Foreclosure?  She can assist in navigating through that process to obtain the best outcome.
Need help Navigating Estate Issues?  She has an extensive background on the "how to."
Face Financing Troubles?  She knows how to help you package your financial profile to present your best story to the lender. 

The Bottom Line is Kelli Owens is one of the most well rounded and experienced licensed realtor available.  Having lived and raised her own family in the Greater Houston area her entire life, not only is she a Texan, she is a Native Houstonian.  As an advocate for homeowners, Kelli regularly volunteers in the local community and spends time in Austin educating our representatives on issues facing property owners in Texas. 

Kelli has a philosophy of constant and never-ending improvement.  Striving to provide the best possible service, she is vigilant in being current on industry trends and issues that affect us all.  

Put Kelli's experience to work for you today!                        

As a chiropractic Clinic, our services include Spinal Adjustments, Spinal Decompression, Rehabilitation, Wellness and Nutritional support. We also have an in-house Massage Therapist who works magic! Call today for an appointment!


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